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  FINANCE  
Finance Advice and Information
 

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The finance market is as you probably already know highly competitive; a vast maze of companies competing for your business, with so many products out there it can seem a daunting task to wade through all the jargon in order to sort out what you want and where to get it. We can help you here! We have put together some great financial information and plenty of links to other websites and products that we feel would be beneficial to you!

Credit problems such as arrears, bad debts, late payments, IVAs, former bankruptcy, and CCJs will mean that many people will have problems obtaining credit from a traditional high-street finance lender.

Your ability to obtain finance such as secured loans is likely to be impaired if you have a low credit rating or a poor credit history caused by finance arrears, unpaid debts, late payments on credit cards, or a history of bankruptcy.

Similarly if you have any defaults or County Court Judgments (CCJ), many finance lenders will turn you down for finance because they regard you as a so-called adverse or sub-prime finance borrower.

If you are a self-employed person or running your own business, you may find it hard to obtain finance, even if you have a good credit history. This is especially true when you have not been trading for long and so are unable to provide three years' accounts to prove your self-employed income